Residential Mortgage Originator - Auburn Branch

Company: Tompkins Community Bank
Location: Auburn
Posted on: January 27, 2023

Job Description:

Job DescriptionExpected to provide direct mortgage loan guidance to all customers; promote and cross-sell all bank services; respond to all inquiries and questions regarding mortgage loan products.**Responsibilities:**+ Provide direct mortgage loan services to bank customers as illustrated by the following:+ Interview customers applying for a mortgage loan explaining the different financing and mortgage programs available. Offer recommendations based on evaluation of individual prospect needs.+ Obtain pertinent financial information and loan information from the customer. Analyze the customer's financial posture to determine if it meets minimum loan criteria established by the Company.+ Ensure applications are completed accurately, contain all supporting documentation & deliver required disclosures.+ Manage expectations & communicate regarding loan status & closing with all involved parties.+ Enter information into Loan Origination Systems so that loans appear accurately in the pipeline. Accurately register & deliver loan within established time limit.+ Maintain a thorough knowledge of secondary market and portfolio loan underwriting criteria.+ Research market to identify individuals and organizations likely to produce referrals and develop relationships to increase the referral flow. Ensure referral sources have current information on mortgage products and services.+ Promote and cross-sell all bank services whenever opportunities arise and in accordance with established policies and procedures.+ Coordinate sales and product training activities with assigned retail bank branches & external COI's participating in joint sales calls and sales meetings and other sales activities.+ Maintain knowledge of current industry practices, trends and regulations by attending pre-approved continuing education training and seminars. Fulfill all required compliance training.+ Actively participate in the business development activities. Including but not limited to, homebuyers' seminars, home shows, Realtor trade shows, Realtor office meetings, Sales Blitz events and other home financing workshops.+ Maintain a personal network of outside referral sources. Including but not limited to, real estate agents, builders, attorneys, accountants, financial planners and other business professionals.+ All other duties as assigned.**Qualifications:**+ Skills and/or experience associated with education beyond a high school diploma.+ Minimum of three (3) years' experience in related positions.+ Position will require active Nationwide Mortgage Licensing System and Registry (NMLS) registration or secures registration within 60 days of hire to provide consumer and residential lending services.+ Excellent interpersonal relations and communicative skills.+ Self-motivated, well organized & able to work under pressure+ A thorough knowledge of current lending regulations and procedures.**_Equal Employment Opportunity/Affirmative Action Employer Tompkins Financial Corporation is committed to the hiring, advancement and fair treatment of all individuals without regard to race, color, creed, religion, age, sex, national origin, disability, veteran status, marital status, family status, gender identity or expression, sexual orientation, and genetic information, or any other protected status in accordance with applicable federal and state laws._**

Keywords: Tompkins Community Bank, Syracuse , Residential Mortgage Originator - Auburn Branch, Other , Auburn, New York